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How to file ITRs yourself

STEP-BY-STEP GUIDE
The government may extend the deadline to file returns, but it is better not to wait till the last minute. A breakdown of all you need to know.

MUMBAI : It is the time of the year when everybody is busy filing their income tax returns (ITR). Though the current deadline to file your ITR is July 31, the government is likely to extend this owing to the delay in the release of Form 16 — a document required by salaried individuals for the process.

Usually, Form 16 is supposed to be issued by your employer by June 15. This year, the date was extended to July 10. Even if there is a change in the deadline, you still have to file your ITR. Hence, instead of waiting for the last date, you should do it right away. Did you know that you can file your ITR yourself? Usually, individuals seek help from a chartered accountant or financial advisor to do the ITR process. However, this time if you are planning to do it on your own, here is the process.

STEP 1

The first thing you need to do is collect all the relevant documents required to file your ITR. The Income Tax (I-T) department doesn’t ask you to attach any of the documents during the filing process, but you will need the documents to fill the details.

Since you have to fill your personal details, you will need your Permanent Account Number (PAN) card and Aadhaar card. You will also need Form 16, Form 16A, details of dividends, long-term and short-term capital gains statements, interest statement of your bank account and any other income-related documents. Since you also have to cross-check details of taxes paid earlier, you will require your TDS certificate and 26AS. Additionally, you must keep your bank IFSC code and other account details handy as you will have to mention your bank account details. If you have made tax saving investments and expenses, such as insurance premiums, home and education loans, and donations, you need to keep the proofs ready.

STEP 2

After you have collected all the necessary documents, check for the right ITR forms. Currently, the I-T department provides seven ITR forms. You have to pick the relevant one. The form varies based on the source of your income and if you use the wrong form to file your ITR, it will be considered invalid. Individuals can use ITR-1, ITR-2, ITR-3 and ITR-4.

ITR-1 is the most basic form to file your returns. It is meant for individuals who have income from salary, income from one house and income from other sources such as lottery and horse race. Also remember that the income should not exceed ₹50 lakh.

ITR-2 will be relevant to you if you have income from a business, capital gains income, income from more than one house property, and other incomes. Considering that the tax department has now made it mandatory to provide additional details, you will need to have your documents handy for it.

The ITR-3 form is for individual businessmen and professionals. If you are filing ITR under Presumptive Taxation Scheme (PTS), you can use the ITR-4 form.

“If you are looking to file ITR-1 and ITR-4 then you can do it without taking help from anyone. You just need to have some knowledge of the taxation and ability to operate the website. However, if you have to file ITR-2 or ITR-3, then it is suggested that you take the help of a chartered accountant or tax return preparer (TRP) as these are more complex,” said Naveen Wadhwa, deputy general manager, Taxmann.com, a tax service provider.

STEP 3

Once you know which ITR form to choose and have your documents ready, visit the income tax department website: www.incometaxefiling.gov.in. Once you login in, you can start filing your returns. You will get a pre-filled form with details of taxes paid and income in the financial year. Make sure to go through the details of the form and cross check for any errors. In case there is a mismatch, you can make the change. Once you have filled it, you can submit it and e-verify it.


Veer Naris remember great sacrifices

Veer Naris remember great sacrifices

Parents of Kargil martyrs light the ceremonial lamp at a function to mark the 20th anniversary of the war in Jalandhar. Photo: Sarabjit Singh

Avneet Kaur

Jalandhar, July 26

Tears rolled down the cheeks of 75-year-old Gurbachan Kaur as she recalled the day when she got the news of her husband Harbhajan Singh’s martyrdom, who along with five others personnel was killed in the 1965 India-Pakistan war.

Gurbachan Kaur was present here today along with other widows of army-men, who attained martyrdom, to receive honour for being ‘Veer Nari’ from Additional Deputy Commissioner (General) Jasbir Singh, on Kargil Vijay Diwas at Punjab State War Memorial.

She said she lived with her husband for only a year. “I got married in 1964 while my husband sacrificed his life in the war of 1965. I’ve lived all these years without him. I have no children, so I pass my time with my neighbour’s children telling them stories of brave martyrs,” she said, adding that once a soldier was martyred, their families cry for government attention.

Similar was the tale of Manjit Kaur, whose husband head constable Sukhdev Singh was killed by terrorists at the Jalandhar district courts in 1986.

Remembering his last day with her husband, she said, “It was April and he told me to get ready as we would go to the market after he returned. Since he got late, I went to the hospital where I was then working as a nurse.”

Manjit Kaur said she was shocked to see a huge crowd gathered in front of her house when she returned around 3 pm as she was not aware of the tragedy till late in the evening.

Though she is now leading a quiet life after both her children were provided jobs by the state government the only grudge she had against the government was that she was promised full salary of her husband as pension till his year of retirement but she was only getting Rs 20,000 even after so many years.

Another retired army-man from Jalandhar, Arjan Singh, who was associated with the Punjab Regiment and was present at the event, said these functions were just a formality by the state government while in reality no one bothered to know about the martyrs’ families and retired army personnel.

He said he used to get a pension of Rs 4,500 per month. However, it has been since long that he hasn’t received his pension, he added.

“For one month or two, if I am fortunate enough, I get my pension, while for other months all I have to do is wait,” he said.

Meanwhile, apart from Gurbachan Kaur and Manjit Kaur, other Veer Naris who were felicitated included Rajwinder Kaur, Harpreet Kaur, Urmila Paul, Harjinder Kaur, Pal Kaur, Kulwinder Kaur, Harcharan Kaur and Gurdeep Kaur

District Defence Services Welfare Officer Major Yashpal Singh (retd) welcomed the dignitaries at the function. He said it was a solemn occasion to pay respects to the brave soldiers for their heroic deeds.

 


Saga of Sada Kaur, the guiding force behind Ranjit Singh’s spread of dominion

SADA KAUR HAD THE FORESIGHT TO SEE THAT PUNJAB WAS UP FOR GRABS AND HER SON-IN-LAW COULD BE POSITIONED TO FILL THE VACUUM

CHANDIGARH : If there was one woman who played a key role in the spread of dominion by Maharaja Ranjit Singh (17801839), the founder of the Sikh Empire, it certainly had to be Sada Kaur (1762-1832), his mother-in-law and the matriarch of the Kanhaya misl.

For, she had the remarkable foresight to see that Punjab was up for grabs and her son-in-law could be positioned to fill the vacuum created by the decline of the Mughals and the Afghans.

The saga of this extraordinary woman is penned in detail by Boston-based author Sarbpreet Singh in his newly published book ‘The Camel Merchant of Philadelphia: Stories from the Court of Maharaja Ranjit Singh’ which has been received with great interest and curiosity by many at book readings and launches in cities.

“Chroniclers of Sikh history like Muhammad Latif and Khushwant Singh acknowledged in passing the role played by Sada Kaur in guiding Maharaja Ranjit Singh in taking on the Afghans and spreading his dominion over Punjab, including the conquest of Lahore,” Sarbpreet Singh told HT.

TRUTH STRANGER THAN FICTION

Sada Kaur was the wife of Gurbaksh Singh Kanhaiya who was killed by Ranjit Singh’s father Maha Singh. Sensing that Ranjit Singh was the rising star, she married off her daughter Mehtab Kaur to him.

When young Ranjit spoke to the Sikh chieftains at the Sarbat Khalsa to unite and unify Punjab, he was speaking the words of his motherin-law.

Sarbpreet adds, “Then Sada Kaur spoke with passion invoking the Sikh Gurus and reminding the assembly of their valour and rest is history. But Ranjit Singh’s marriage to the beautiful but haughty Mehtab was not a success as the she never forgot that her father was killed by her father-in-law. When Ranjit Singh married Raj Kaur and declared Kharak Singh his heir, Sada Kaur was devastated. The relationship grew bitter and ended on a sad note but it was Sada who rode with the Maharaja in the conquest of Lahore.”

COURTESAN MORAN

The other woman about whom the author has written in detail is the Maharaja’s beloved Moran, a 13-year-old nautch girl of Lahore who bewitched him with her “peacock-like dance and bewitching glances.

The Pul Kanjari (the prostitute’s bridge) was the meeting place for the two but obstacles arose when the Maharaja expressed his desire to marry her. The author remarks: “Moran’s father Mian Samdu, a leader of the Kanjar community, opposed the match because they were Muslims.

The hurdlewas that he would have to build a fire in his father-in-law’s kitchen with his own hands. Many thought that the Maharaja would never do the lowly task but he agreed without batting an eyelid.”

The orthodox Sikhs were not pleased and the Maharaja’s wives did not like it. The Akal Takht summoned Ranjit Singh for an apology which he offered with bowed head and folded hands.

Giving up her profession of a courtesan after marriage, Moran lived the life of a devout Muslim woman and was called Bibi Moran. The author says: “The Maharaja built her a mosque in the walled city of Lahore. The year of Moran’s death is not known but after the Maharaja passed away, she spent her time and money setting up schools for studying Persian and Punjabi.”

WHY NO GIRL CHILD?

Sarbpreet says that a question he is often asked by women readers and relatives is that how come the Maharaja never had a girl child. “My answer is that he may have had but his official biographer Sohanl Suri would not have dared to write about her and the European biographers had no access to the harem,” he says.


Gen Bipin Rawat Visits Drass Sector; Reviews Operational Preparedness

Chief of Army Staff, General Bipin Rawat, on Friday visited Drass sector. During the visit, he was briefed by the General Officer Commanding, ‘Fire & Fury’ Corps on the prevailing situation and operational preparedness in the Sector. General Bipin Rawat also interacted with army personnel deployed on the Line of Control (LC). The Army Chief was accompanied by the General Officer Commanding-in-Chief, Northern Command.

While interacting with the army men, the COAS appreciated the tenacity and resolve of the soldiers guarding the borders in the harsh terrain and extreme weather conditions. Recalling the valour and sacrifice of troops who fought in Operation VIJAY in this sector in 1999, he exhorted all ranks to execute their assigned tasks with the same vigour and responsibility. He also called upon all ranks of the ‘Fire & Fury’ Corps to re-dedicate themselves towards upholding the values that the Army stands for, an army spokesman said in a statement issued to media.


No acquittal, but big relief for India

No acquittal, but big relief for India

File photo of Kulbhushan Jadhav.

Sandeep Dikshit
Tribune News Service
New Delhi, July 17

The International Court of Justice’s verdict on the Kulbhushan Jadhav case was a partial victory for both sides with a tilt towards India, if the claims and submissions both sides are taken into consideration. But at the end of the day, a retrial and subsequent judgment by the Pakistan courts will again bring the case back to life.

At the ICJ, India won consular rights that it had pressed for and got Jadhav’s execution stayed. The ICJ also frowned on Pakistan failing to read Jadhav his rights and neither informing India immediately upon his arrest not permitting Indian officials to meet him. Pakistan has taken comfort in the fact that the ICJ did not acquit or release Jadhav, thus rejecting the main Indian prayer.

Though the ICJ found Pakistan guilty of breaching its obligations under the Vienna Convention, it did not grant the main relief sought by India of seeking Jadhav’s release and transfer to India as well as seeking a retrial by a civilian court.

Both countries had upped their stakes in the case as is evident that India had six diplomats at the court, including an Ambassador, an Additional Secretary and the Joint Secretary in charge of the Pakistan Desk. Pakistan, too, had pressed into service five diplomats, including an Ambassador and the Director General (South Asia).

The Indian side was helmed by Senior Advocate Harish Salve along with two Indian advocates, while Pakistan fielded its Attorney General besides a battery of local and foreign lawyers.

At the outset, the ICJ made it clear that Jadhav should have been given consular access because there is no reference to spies being excluded in the Vienna Convention. Pakistan had based its denial of access on the understanding that the convention precludes visiting rights to spies. Due to limitations of ICJ’s jurisdiction in such cases, it did not go through the evidence against Jadhav to determine his guilt or innocence.

The Indian plea stood on four pillars: (i) violation of Vienna Convention had rendered the sentence by the Pakistan military court infructuous; (ii) restoration to the original position; (iii) restrain Pakistan from convicting Jadhav, and (iv) trial before civilian courts after excluding Jadhav’s confession. Due to jurisdictional issues, the ICJ could only decide whether Pakistan had breached Article 36 of the Vienna Convention.

 


Defence Ministry sanctions land for Coast Guard Air Enclave

With the establishment of CG Air Enclave, the air assets of the force will be augmented.

Permission given for construction of hangars, apron and link taxi track’

Long wait for the Coast Guard officials in Visakhapatnam Headquarters have come to an end, as the CG Headquarters, New Delhi, has received the final sanction from Ministry of Defence towards setting up of Coast Guard Air Enclave in Visakhapatnam on July 8. The officials confirmed it in a release here on Wednesday.

According to release, sanction was given towards construction of hangars, apron and link taxi track in five acres of Airport Authority of India (AAI) land in the city. The construction process will commence as soon as formalities are completed between the AAI and the Coast Guard.

At present, one Pollution Control Vessel (PCV), two Off-shore Patrol Vessels (OPV), four Fast Patrol Vessels (FPV) and one Chetak helicopter is based inVisakhapatnam to ensure Pollution Control, Coastal Security and Search and Rescue in the region. With the establishment of CG Air Enclave at Visakhapatnam, the air assets of the force will be augmented to ensure enhanced surveillance, sea-air coordinated operations, safety of fishermen at sea and coastal security set-up, they said.

The officials also said that in future course of time, Coast Guard is planning to position Dhruv helicopters and Dornier aircraft at Visakhapatnam to increase its security dimension in view of the increasing economic activity in the Bay of Bengal.


Army’s Super 30 students shine bright

Army’s Super 30 students shine bright

The Army’s Kashmir Super 30 (Medical) project has got a boost as 12 students who were provided coaching free of cost have made it to five medical colleges in the state.

In the first counselling, nine students have been offered MBBS seats and three considered for the BDS seats in government medical colleges of Srinagar, Baramulla, Anantnag, Jammu and Kathua, an Army statement said.

“The students of the pioneer batch of Kashmir Super 30 (Medical) have achieved phenomenal results wherein all 35 (including five reserve) students of the first batch are featuring in the open state merit list. The result of the first counselling has been declared and 12 students have made it to the prestigious MBBS and BDS list,” itsaid.An Army officer said more students would make to the medical colleges in the coming counselling sessions.

The Kashmir Super 30 (Medical) is a full-time residential programme and provides coaching to them for 12 months for entrance exams of various medical colleges.The programme is being executed by a Kanpur-based NGO, National Integrity & Educational Development Organisation, which provides the faculty. — TNS


Indian Army Officers Abhimanyu and Abhinav Ganachari: How Brothers in Life became Brothers in Arms

Indian Army Officers Abhimanyu and Abhinav Ganachari: How Brothers in Life became Brothers in Arms

In a story stirring pride and inspiration, two brothers from an Army family fought great adversity and overcame numerous challenges to don the olive green uniform after passing out from the elite Indian Military Academy Dehradun. Abhimanyu Ganachari and his younger brother Abhinav grew up with the singular aim of becoming an officer in the Indian Army just like their father late Major G Ganachari of 5 Jammu and Kashmir Rifles (JAK RIF).But tragedy struck very early in life as Abhimanyu and Abhinav lost their father Major G Ganachari while they were just 10 and 7 years old respectively. But Major Ganachari had already inspired his sons for a life in the armed forces which his wife Sunanada Ganachari ensured that boys got the best.

The Indian Army posted the inspirational story of the Ganachari brothers on Instagram after the dream of Abhimanyu and Abhinav came true on June 8, 2019, when they stood among the 459 cheerful faces with stars on their shoulders during the pipping ceremony at IMA Dehradun.

From childhood they had seen their father in uniform, seeking inspiration, but tragedy struck when the officer died in 2003, leaving behind his wife, Sunanada with Abhimanyu and Abhinav still in school. After his death, things were not easy as his wife had to face financial challenges along with providing the best for her sons, read

A serving Brigadier, who was then a Major of 5 JAK RIF, stepped in to guide them through rough sails, helping them to find a secure job and settle pension claims. He stayed in touch with them through the years to help them realise their dream, said the Army.

The second tragedy struck when Sunanada died in June 2014. Abhimanyu was in his final term at IMA and Abhinav about to join an engineering college, but still very determined to join the Armed Forces.

Six months later, Abhimanyu got commissioned into the Corps of Engineers in December 2014. Meanwhile, Abhinav continued to resolutely pursue his dream, with the serving Brigadier, who had continued to look after their interests, arranging for his training and counselling.

His tenacity and perseverance came to fruition when he took commission into 18 BIHAR on June 8, 2019, fulfilling his mother’s dream and the brothers in life truly became ‘Brothers in Arms’.

“The success story of the Ganachari brothers truly reflects the steely resolve of Army families to develop even in the face of adversities, thanks to the environmental grooming and a very strong regimental ethos which continue to remain the backbone of Indian Army,” read the post.


Case against Army Colonel, 40 jawans for beating, threatening villagers near Pune

Case against Army Colonel, 40 jawans for beating, threatening villagers near Pune

A case has been registered against an Indian Army Colonel and 40 other armymen for allegedly using arms to threaten people living in a village in Maharashtra. The incident occurred in Rajguru Nagar in Pune when Colonel Kedar Gaikwad allegedly threatened the villagers over ancestral property in the area.

It has been alleged in the complaint that the Colonel used his whole battalion for the purpose. The battalion has been accused of indulging in fistfight with the villager who had fought with the Colonel’s father.

Colonel Gaikwad’s father had bought 64 acres of land in a village near Pune, over which he indulged in a dispute with a villager named Sunil Bharne. According to Colonel Gaikwad’s father, Bharne had illegally occupied the land owned by him. However, Bharne claims that he had bought the land and has been using it for farming since long.

On June 14, Colonel Gaikwad’s father and Sunil Bharne indulged in scuffle. The Colonel, who is posted in the artillery unit in Hyderabad, was later informed about the incident. He then reached the village along with 40 members of his battalion. They beat up Bharne and also threatened people using arms.

A case has been registered and process has begun to seek permission from the Indian Army to initiate action against the Colonel and other members of the battalion.